A Year Of UBI In The Marshall Islands: An AI-Era Perspective
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TL;DR

The Marshall Islands completed the first year of Enra, its quarterly cash payment for citizens living in the country, with the final payment reaching 40,714 people in August 2026. The government has budgeted $32.5 million for year two, while the IMF has urged a move toward targeted assistance; no published evaluation yet shows Enra’s effects on recipients.

The Marshall Islands completed Enra’s first year, paying a quarterly cash benefit to eligible citizens living in the country, and has budgeted $32.5 million for year two. The final payment, made in August 2026, was $215.85 per person for 40,714 recipients, according to the Marshall Islands Journal; the program has reached a broad share of residents, but its effects have not yet been established in a published evaluation.

Enra, formally called the Individual Support Distribution, began with its first payment on November 26, 2025. Four payments were made through August 2026. The program covers Marshallese citizens who live in the country, including children, without a means test or work requirement. Citizens living abroad are not eligible. Payments are divided equally from a set budget, so the amount per person can change as enrollment changes.

The initial payment was $201.92 to more than 33,000 people. As registrations grew, the second payment fell to about $160. A $3.2 million World Bank grant helped bring later payments back to roughly $200; the final payment was reported at $215.85. The president has said the program reaches more than 95% of the resident population. These figures show reach and payment levels, not whether the cash has improved incomes, health, employment or other outcomes.

The second-year allocation is $32.5 million for Enra, with a further $3.2 million listed as an “Enra Top Up” in the budget passed by parliament on September 18. The previous program budget line was $27.6 million. The funding is drawn from a trust fund established under the Compact of Free Association with the United States, rather than from a dedicated tax. The fund was valued at about $1.77 billion at the end of July 2026, according to the source material.

At a glance
reportWhen: First year completed in August 2026; se…
The developmentThe Marshall Islands has completed Enra’s first year of nationwide payments and approved a larger second-year budget.
Thorsten Meyer AI
Year one

Infographic 01 · Enra, the first year

Four payments, one fixed pot

How the Marshall Islands paid a basic income to almost every resident citizen between November 2025 and August 2026.

4quarterly payments, Nov 2025 to Aug 2026
$215.85per person in August, the highest so far
40,714people paid in August
> 95%of the resident population reached, per the president
  1. Nov 2025First payment: $201.92 to more than 33,000 people. MISSA had enrolled 33,119 by 30 Sep 2025.Launch ceremony in Majuro, 26 Nov
  2. End Mar 2026About $160. Delayed a month to vet new registrations and residence. More than 37,000 registered, same fixed budget.Citizens away more than 3 months are removed from the list, with exceptions
  3. End May 2026About $200 again, thanks to a $3.2 million World Bank grant ($1.6 million per quarter). More than 41,000 on the eligible list.Pushed by the president over fuel and food prices
  4. Aug 2026$215.85 to 40,714 people. Fewer paper checks than in earlier rounds.MISSA administrator to the Marshall Islands Journal

Payment per person, year one

US dollars per quarter · March and May rounded as reported

  • Nov 2025first payment$201.92
  • Mar 2026more people, same pot≈ $160
  • May 2026with World Bank grant≈ $200
  • Aug 2026highest so far$215.85

Why the amount moves

  • Enra is a fixed annual budget shared equally among everyone eligible that quarter.
  • More registrations mean a smaller share unless the budget grows.
  • Roughly $780 per person in year one, about 12% of GDP per person (IMF: $6,417, FY2023). My arithmetic.

Sources: Marshall Islands Journal (27 Nov 2025, 26 Feb, 22 May, 6 Aug, 27 Aug 2026) · IMF, 10 Sep 2025. March and May amounts as reported (“about”).
Powered by Thorsten Meyer AI

A National Test Without Outcome Data

Enra matters because it has moved cash assistance from a limited pilot into a countrywide, recurring policy. Its first year offers evidence that a government can register and pay a large share of its resident citizens across dispersed islands. The program also provides a real-world case for debates about income support as technology and AI change work, though it is not an evaluation of how universal income would perform in larger or wealthier economies.

For residents, the payment is a direct source of cash, with the amount varying as enrollment and outside funding change. For policymakers, the central unanswered issue is whether the benefit improves household security enough to justify its cost, compared with more targeted support. The source material reports no published impact assessment, so claims about reduced hardship or broader economic effects would go beyond the available evidence.

The fiscal question is immediate. The IMF estimated Enra’s cost at 8.1% of GDP in fiscal 2026 and called for the government to replace it with a targeted scheme at the first feasible opportunity. That is the IMF’s policy recommendation, not a decision already made by the government. The next year’s funding shows that Enra is continuing, while the debate over its long-term affordability remains open.

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How Enra’s Payments Work

The Ministry of Finance describes Enra as “the world’s first country-wide, long-term universal basic income program.” That is the ministry’s characterization. The program’s design differs from short-term basic-income trials, which generally cover a limited group for a defined period. It also differs from Alaska’s annual dividend, which the source material says is not intended as a basic-income floor. The evidence provided does not establish a definitive global ranking.

The Marshall Islands Social Security Administration maintains the eligibility list, while the Ministry of Finance oversees funds. Recipients can receive payment by check, bank deposit or the Lomalo phone wallet. The wallet has drawn attention because it uses a digital token called USDM1. The ministry describes USDM1 as a US-dollar sovereign bond backed one-to-one by short-dated US Treasuries and says it is not a cryptocurrency, central bank digital currency or stablecoin. The number of Enra recipients using the wallet has not been published.

Payment delivery reflects the country’s geography: bank branches are concentrated on Majuro and Ebeye, while checks can take weeks to reach outer islands. Enrollment also affects payment size. The government reviewed registrations and residency, removing citizens who had been away for more than three months, with exceptions including students, diplomats and patients sent abroad for treatment, according to the source material.

Impact and Long-Term Cost

No evaluation of Enra has been published in the supplied material. It is therefore unclear how the payments have affected poverty, food security, work, health or household spending. The reported recipient count and quarterly amounts document program delivery, not its social or economic impact.

The final payment count, the president’s estimate that coverage exceeds 95% of residents, and the reported increase in registrations describe different measures; the source material does not provide a full reconciliation of the eligible population, people paid and people who collected payments. It also does not state how many recipients use Lomalo, or provide a complete account of the costs of administering each payment method.

Long-term funding is another open issue. The trust fund’s reported value and the larger year-two allocation do not, by themselves, establish how long the program can be maintained or what returns and other obligations will shape future funding. The government’s response to the IMF’s recommendation is not specified.

Year Two and Program Review

Enra is set to continue under the second-year budget approved in September 2026. The next developments to watch are the timing and size of future quarterly payments, changes in enrollment and how the government accounts for the top-up funding. The source material does not give a schedule for the next payment or announce a formal impact study.

Further reporting and any published evaluation will be needed to establish whether the program changes household outcomes, and how those results compare with its fiscal cost. The government’s position on the IMF’s proposal for targeted assistance also remains to be seen.

Key Questions

Who qualifies for Enra?

Marshallese citizens living in the Marshall Islands qualify, including children. Citizens living abroad are not eligible, subject to residency rules and specified exceptions described by the government.

How much did people receive in the first year?

The payments varied as the eligible list and funding changed. The first payment was $201.92; the final payment in August 2026 was $215.85 per person. The source estimates roughly $780 across the year, but individual totals could differ with eligibility and payment timing.

How is Enra funded?

Enra is funded from a trust fund created under the Compact of Free Association with the United States, rather than a dedicated tax. The source reports a $32.5 million year-two allocation and a $3.2 million top-up in the budget.

Has Enra been shown to reduce poverty or improve living conditions?

No published evaluation is identified in the source material. The program’s reach and payment amounts are reported, but its effects on poverty and other outcomes remain unknown.

What does the IMF say about the program?

The IMF estimated Enra would cost 8.1% of GDP in fiscal 2026 and recommended replacing it with targeted assistance at the first feasible opportunity. The material does not say that the government has accepted that recommendation.

Source: ThorstenMeyerAI.com

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